mikerider

Contributing Member
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mikerider last won the day on July 22

mikerider had the most liked content!

About mikerider

  • Rank
    Advanced Member
  • Birthday 03/25/1953

Previous Fields

  • Club
    Arnold Trail

Contact Methods

  • Website URL
    http://

Profile Information

  • Gender
    Male
  • Location
    Coast of Maine
  • Interests
    Fly fishing, kayaking
  • Snowmobile
    2016 Skidoo 900 Rene

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8,522 profile views
  1. Needs to be a cold winter to freeze the tidal ice going out to the island. Also, years ago, the first time I went out to the Isle, the wind had blown the snow off one side of the island and the riding in sections was on dirt instead of snow. It is only a couple miles of riding out on the Isle, but pretty neat with all the 'artist cottages'. farms, history etc. and the great views out onto the St. Lawrence. Worth the trip. The trail leading to the Isle is a nice detour bypassing and then connecting back up with trail #5 east. mike
  2. Sweet looking ride! Guess I will need to buy you a wine to celebrate. (And this winter I promise to remember the promise-damn the old age memory). mike
  3. And free college!!! Steve, we could be brain surgeons in our next life.
  4. lol Steve! I may be popping triple doses of heart meds to make sure I don't have a heart attack in Canada. OR, when I am admitted to the hospital, I will register under jak's name. I already drink the cheap wine. (what did you think was in that 6 gallon gas can in the back of my truck?).
  5. Thanks Gutz, Looks like Imglobal directs you to numerous companies that sell midical/travel Ins and you get quotes for what you need. If it is actually good coverage for that small an amount, well, that is pretty good. They only problem I have, being retired, I come and go, no real plan of dates on when to leave for Canada or when to come home and the more I learn about these travel/medical insurance plans, they need exact dates. And many don't cover pre existing conditions or charge a fortune to do so. So far in my research it is looking like switching over from an Advantage plan to a Medigap plan solves the problem, but the monthly bill goes from $19 a month to around $300 a month. The Advantage ($19 mo.) has out of pocket expenses of about $6,800, where as you will spend more than $6,800 every two years for Medigap, (which will probably pay for medical in Canada). jak probably gets his Medigap for $160 and is supplemented (partly paid for) by his former employer or union.
  6. That is a great deal on the insurance for all you get. When I have the big one in Canada, I will just use your name!!!
  7. Joe, You probably have a 'Medigap' plan through BCBS. I have an 'Advantage' plan. In fact, I never heard of the Medigap plan until just recently. My Advantage plan pays for drugs and runs my Medicare plan and is only $19 a month. I have found my plan has huge money coming out of my pocket for the big medical stuff. A Medigap plan probably pays most of the big out of pocket expenses that come with Medicare. But my understanding is Medigap plans cost a couple hundred a month. And Joe, as far as going slower on your new 4 stroke this coming winter, I seem to remember you racing your high performance 2 stroke against a 95 HP 4 stroke last winter and you had to buy the 4 stroke driver a drink afterwards.
  8. VinRougeSledders.com Mission Statement: Looking for wine and snow across Canada
  9. I would think if you have full coverage sled insurance and hit a tree, the sled insurance would? cover your medical bills. I am more worried about a medical event.
  10. Thanks Steve. $50K would be a good piece of mind, or a small down payment on a heart attack should it occur in Canada. I guess my next step will be doing more research and maybe switch over to a different plan next fall. mike
  11. Thanks Catman. It seems everyone I talked to when signing up for Medicare touted the advantage plan I joined. $19 a month. Never even heard of Medigap at the time. Since then learned Mediga[ is around $200 a month but does not cover meds, like advantage plans do. And you can not have both a medigap plan AND an advantage plan. It is just confusing, and traveling to Canada makes it more confusing. Catman, is a plan G a medicare plan or bought from private insurance company. Thanks.
  12. Thanks, my private insurance I got through work was fine. Now that I am older than 65 and retired, Medicare is the only route for US citizens. Travel insurance doesn't cover pre-existing conditions. Thus it would not cover a repeat of something I have had already, like a heart attack.
  13. As if Medicare in the US isn't confusing enough, then having to choose a Medigap plan or an Advantage plan adds to the woe. (I have an Advantage plan) From trying to research all this as to needing medical insurance when in Canada, it sounds like Medicare may not provide coverage out of the country. Travel insurance is an option, but does not usually cover pre-existing conditions or it costs a fortune to get pre-existing conditions covered for travel. Just wondering if any of you on Medicare have any knowledge about this matter or have had a situation where you needed expensive treatment while in Canada. I don't want to go bankrupt due to some medical emergency. (I am talking non snowmobile accident type medical problems). mike
  14. Looks pretty good, Bill. I have been going through with drawls on not reading about Quebec rides and seeing pictures posted, you saved the day. Have fun. mike
  15. Amazing the difference in conditions from one side of a hill to another, or from one area to a different area. I do miss the snow clinging to the trees so often missing in the spring riding. For me, the snow in the trees is just beautiful. mike